Sorry, I don’t understand the motivation here, you want to not let Google spy on you via their OS, but are perfectly happy to give them your entire payment record?
Not my entire payment record but certainly everything I use my phone to pay for. I’m willing to give Google some of my info as long as I’m in control of what info I’m giving them. Everything I do on my phone is too much. If a 3rd party offered a NFC payment app I’d happily use that over GPay, but until that exists GPay is the only option. Ultimately GPay is safer than using actual credit cards because it’s more resistant to skimming. The extra security outweighs the loss of privacy in this specific case. I’m not happy about that but there doesn’t seem to be a better alternative at this time.
You know that if someone skims your card and makes a fraudulent purchase, you will likely be able to get your money back, right?
What do you think will happen if someone exploits a 0-day in GPay to do this? How could your bank know the purchase was fraudulent? At least with a card it is obvious that this can happen.
If you care about “secure” payments that much, why not use cash?
Sorry, I don’t understand the motivation here, you want to not let Google spy on you via their OS, but are perfectly happy to give them your entire payment record?
Not my entire payment record but certainly everything I use my phone to pay for. I’m willing to give Google some of my info as long as I’m in control of what info I’m giving them. Everything I do on my phone is too much. If a 3rd party offered a NFC payment app I’d happily use that over GPay, but until that exists GPay is the only option. Ultimately GPay is safer than using actual credit cards because it’s more resistant to skimming. The extra security outweighs the loss of privacy in this specific case. I’m not happy about that but there doesn’t seem to be a better alternative at this time.
You know that if someone skims your card and makes a fraudulent purchase, you will likely be able to get your money back, right?
What do you think will happen if someone exploits a 0-day in GPay to do this? How could your bank know the purchase was fraudulent? At least with a card it is obvious that this can happen.
If you care about “secure” payments that much, why not use cash?