When mine was young I only gave him dry food. Then he developed kidney disease (CKD) 4 years ago. It and diabetes are fairly common in older cats.
Now he gets dry food plus wet food in the morning and evening - 1/2 of a little can or 1/4 of a bigger can at each feeding. The dry food and wet food are in separate bowls. That plus finding a water fountain he likes has so far kept his kidney disease from getting any worse.
Next cat I’ll give wet and dry food from the start.
Freezing your credits means you (or anyone else) cannot access your credit report to open new lines of credit. No credit cards, mortgages, car loans, nothing.
I’m the same way, I wouldn’t even try it if I was a passenger in a car
If you have insurance through your employer, then no the insurance company can’t raise your rates. And part of the reason for the Affordable Care Act (ACA, sometimes called Obamacare) was to make it so people who are getting the insurance themselves also can’t have their rates raised or get turned down for insurance because they have pre-existing conditions. However insurance companies can raise everyone’s rates when the insurance is up for renewal each year.
Most insurance plans have several different costs: 1. The monthly premium you pay to have insurance coverage. Some employers pay this themselves, otherwise it gets taken out of every pay check.
Co-pay: Usually a set amount ($30, for example) you pay to see a doctor for office appointments that aren’t an annual check-up*. So say I get an ear infection and see my primary doctor to get it treated, I’d pay the co-pay for that visit. Sometimes things like x-rays, blood work, CTs can be a set amount, other times it’s something like insurance will cover 65% of the cost. For some plans, co-pays are included when figuring out if you’ve reached your deductible.
Deductible: The amount you have to pay before “co-insurance” kicks in. Co-insurance being the percent of your bill insurance will pay (for us it’s 75% after we pay $3500 in a calendar year).
Out of pocket max: When you’ve spent this amount in a calendar year after that insurance covers 100%. Often plans have both individual and family maximums, with the family amount being higher.
Usually the more you pay in monthly premiums, the lower your deductible and out of pocket maximums will be. So each year people have to try and decide what they think their health bills will be next year when picking their plan (you can’t change plans mid-year unless something happens like changing job, getting married/divorced, having a kid). If you’re pretty healthy you might pick a lower monthly plan with higher out of pocket amounts because you don’t expect to have to pay much out of pocket. If you’re someone with a chronic condition or you’re expecting to need surgery or a costly treatment you might go with the higher monthly plan so you don’t have as high of out of pocket amounts.
For example, my spouse had to go to the ER a few years ago for what turned out to be a collapsed lung. They didn’t have to stay in the hospital overnight. I forget the total bill (or I’ve just blocked it from my memory), but our part ended up being about $5,000. Insurance kicked in after the bill got to $3,500, and they covered 75% of everything that was over $3,500. The most we would’ve paid was $6,000 (the individual out of pocket max), however we would still have to pay bills for myself and our kid up to $12,000 (family out of pocket max).
*Another part of the ACA was to make annual preventative screenings (like annual physical, mammogram for women over a certain age, prostate screening for men, etc) free.
Hello Mittens
Someone curling their eyelashes while driving 65mph
Mine will chew the yarn in half if I’m not paying attention. Just knitting away and all of a sudden the yarn is soggy and much shorter than it’s supposed to be
At first I thought Bandit just got done biting big bro’s ear. Cleaning him is much sweeter
Found it: it’s the SmartyKat Hot Pursuit electronic motion cat toy. Looks like Amazon and Chewy sell it
Sending you a hug
I can. I wouldn’t be so arrogant as to assume I know what everyone’s experience is, or to claim my experience is the single universal experience.
Surely you can accept that it is the case for some
It happened to me when I was 8 (not by Woody Allen). I can still remember every detail. It sticks with you
Cleo needs a crumpled up piece of paper to swat around
My kid is devouring the wings of fire series.
For me I’d say the Children of Man series by Elizabeth C. Mock. I hadn’t read Wheel of Time before starting Children of Man. Now that I have I see a lot of Wheel of Time influence, so in that genre Children of Man isn’t really groundbreaking.
That said though, I still really enjoy the characters and the story, and am anxiously waiting for the release of the 4th (and final) book.
Agreed. I should have been more clear, I was just trying to say the “findings” were a bunch of politician-speak that actually says nothing
“Based on the information available to me, it is my assessment that the IDF strike on the WCK aid workers was not knowingly or deliberately directed against the WCK.”
Maybe I’m just too jaded, but this statement bothers me. No, I also don’t think Israel woke up that day and said, “Let’s take out some World Central Kitchen today.” But what the world wants to know (more like wants confirmation of) is that Israel knowingly hit an aid convoy. And to me his statement doesn’t clear that up.
Edited to add the emphasis in the quote is mine
We have a rabbit and a cat. The cat has been with us longer. Whenever I’m petting the rabbit, the cat comes up and wants to be pet too. And only with the hand I’m already petting the rabbit with. If I try to use my free hand, he’ll ignore it and head bump the hand petting the rabbit.
That assumes the buildings can handle them. A company I used to work for was planning to put solar on pretty much all of their buildings. Until they found out most of their buildings couldn’t handle the weight without significant (expensive) reinforcing. Many of their installations ended up on the ground instead.
And they will be very annoyed if you “rescue” them
Edit: Added quote to make it clear. Although lots of things you do will annoy your cat