I have a work colleague that earns roughly three times my income, but is constantly crying poor and is in a lot of debt and has very little spare money. However, this person also has huge amounts of subscriptions, gets Uber Eats all the time and is purchasing luxury items that are just not required.
There is no frugality in this person’s life at all that I’m able to see though I’m not privy to the intricate details of their finances.
I think your point is spot on. If you’re earning even a modest amount of money for your countries standards, and you are frugal and you enjoy being frugal, but still giving yourself the things you like and enjoy, then you can probably live a quite a good life.
Of course, there are so many variables here. This is quite a blanket statement.
But still, with this person earning three times that I earn, I am living a very comfortable and carefree life in comparison.
Found the unmarried person.